About Sanrachna
SanRachna operates are regions where some of the most underbanked women in India live and are largely unserved by formal and informal banking facilities. SanRachna’s focus is to serve as the financial partner to “Women Entrepreneurs” from Semi-urban & Rural locations in India to create Social Impact towards building a more “Financially Aware” and “Digitally Literate” society as a whole.
Our Mission
We are committed to bridging the financial gap for the underserved by offering accessible, transparent, and tailored microfinance solutions. From working capital for micro-enterprises to income-generating loans for women entrepreneurs, we design our financial products with one goal in mind — to uplift lives through financial empowerment.
Our Vision
To build an inclusive financial ecosystem where no dream is too small to finance. We envision a future where every woman, every small trader, every aspiring entrepreneur has the support they need to participate meaningfully in our country's economic journey.
What We Do
SanRachna Microfinance provides a diverse range of microfinance facilities designed to support:
- Women Entrepreneurs looking to start or expand their home-based or local businesses
- Small and Micro Business Owners in need of capital to grow and sustain their operations
- Rural and Urban Low-Income Households requiring financial support for livelihood, education, or emergency needs
Our customer-centric approach ensures flexible repayment models, transparent processes, and ongoing financial literacy support — because we believe access to finance must come with knowledge and dignity.
Our Impact
We take pride in being more than just a finance provider. We are enablers of self-reliance, growth, and dignity. Each loan we disburse is a step toward reducing poverty, increasing employment, and strengthening local economies. With every empowered woman and every thriving small business, we fulfill our role — as individuals, as an institution, and as contributors to the national economy.
Board of Directors
Co-founder & MD
Chandan Kishore Sharma
- 15+ years of experience with expertise in Accounts & Finance.
- Ex CFO with KSR, Heading UCCSL and Compliance part of Accounts & Finance at RBI.
- Managing Liabilities side of Balance Sheet and supporting Legal and Compliance matters of SanRachna.
Co-founder & COO
Niranjan Kumar
- 25+ years of experience; Graduate from Kolkata University.
- Rich experience in NBFC, MFI and service industries.
- Strong expertise in operations, sales, recovery, client services and business expansion.
- Managing AUM and CSC centers of SanRachna.
Team of Experts
Dy. COO
Vijay Pal
Mr. Vijay Pal possess experience of 14 years in the field of MFI, NBFC and cooperative society. He manages the entire business acumen and operational activities. He has done post graduate diploma in management. He has worked with the leading NBFC. He is well versed with field challenges, business development and operational domain.
Manager (OPS-IL)
Umakant Dhakar
Mr. Umakant Dhakar possess experience of 13 years in the field of Banking, NBFC and Cooperative Society. He has worked with the leading Bank & NBFC.
Head Admin
Kishore Kumar
Mr. Kishore is Graduate from Delhi University with 20+ years’ experience in Administration and support services.
Head HR
Mahesh Yadav
Mr. Mahesh Yadav is handling the responsibility of development and implementation of Company’s HR strategies and practices. Having more than 17 years’ experience in the Human Resource domain, he efficiently balances the man-power requirement and HR matter for the company. He holds a MBA degree.
Audit & Marketing Head
Abhay Krishna
Abhay Krishna is senior-level professional, he manages all marketing and audit activities for SanRachna. He has 18 year professional experience in marketing and various industries (Eveready Industries India Ltd, Samsung Electronics, Project Manager in ADISAA. He manages Audit and business' marketing strategy and developing a brand's presence and leading the marketing department and sub-departments
Manager Finance
Manish Tripathi
Mr. Manish Tripathi carries 14+ years of rich experience in financial sector with expertise in Accounting and budgeting , Financial Planning, Statutory and taxation. He has worked with different organization , majority with financial sector.
Manager MIS
Rajkumar Yadav
Rajkumar Yadav is technical professional. He has 10+ year Professional experience in various Microfinance industries He oversees the computer and information technology systems of the organization. He is responsible for ensuring the effective functioning of a company's IT infrastructure. This includes managing networks, servers, storage, Securities, and applications. He is hold Master degree in Computer Applications.
Dy. Manager – IT
Ajai Babu
Ajai has 17+ years of experience in IT infrastructure, networks, servers, storage, and enterprise applications.
Legal Officer
Seema Tiwari
Seema Tiwari is an experienced lawyer with expertise in corporate contractual matters, SARFAESI Act, Arbitration and Conciliation Act.
Customer's Feedback is Our Inspiration
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